{
  "$schema": "https://actualwinnings.com/data/annuity-schedules.json",
  "name": "Graduated annuity payment schedules",
  "description": "The 30-year annuity both national games pay, expressed as each payment’s share of the advertised jackpot, with the current jackpot applied.",
  "generatedAt": "2026-09-12T22:43:16.467Z",
  "license": "Free to use with attribution to https://actualwinnings.com",
  "note": "Payments rise 5% a year and sum to the advertised jackpot. Figures are gross, before federal and state tax. State lottery games run their own annuity terms and are deliberately not listed here.",
  "years": 30,
  "annualIncreaseRate": 0.05,
  "paymentFactors": [
    {
      "year": 1,
      "shareOfJackpot": 0.0150514351
    },
    {
      "year": 2,
      "shareOfJackpot": 0.0158040068
    },
    {
      "year": 3,
      "shareOfJackpot": 0.0165942072
    },
    {
      "year": 4,
      "shareOfJackpot": 0.0174239175
    },
    {
      "year": 5,
      "shareOfJackpot": 0.0182951134
    },
    {
      "year": 6,
      "shareOfJackpot": 0.0192098691
    },
    {
      "year": 7,
      "shareOfJackpot": 0.0201703625
    },
    {
      "year": 8,
      "shareOfJackpot": 0.0211788807
    },
    {
      "year": 9,
      "shareOfJackpot": 0.0222378247
    },
    {
      "year": 10,
      "shareOfJackpot": 0.0233497159
    },
    {
      "year": 11,
      "shareOfJackpot": 0.0245172017
    },
    {
      "year": 12,
      "shareOfJackpot": 0.0257430618
    },
    {
      "year": 13,
      "shareOfJackpot": 0.0270302149
    },
    {
      "year": 14,
      "shareOfJackpot": 0.0283817256
    },
    {
      "year": 15,
      "shareOfJackpot": 0.0298008119
    },
    {
      "year": 16,
      "shareOfJackpot": 0.0312908525
    },
    {
      "year": 17,
      "shareOfJackpot": 0.0328553952
    },
    {
      "year": 18,
      "shareOfJackpot": 0.0344981649
    },
    {
      "year": 19,
      "shareOfJackpot": 0.0362230732
    },
    {
      "year": 20,
      "shareOfJackpot": 0.0380342268
    },
    {
      "year": 21,
      "shareOfJackpot": 0.0399359382
    },
    {
      "year": 22,
      "shareOfJackpot": 0.0419327351
    },
    {
      "year": 23,
      "shareOfJackpot": 0.0440293718
    },
    {
      "year": 24,
      "shareOfJackpot": 0.0462308404
    },
    {
      "year": 25,
      "shareOfJackpot": 0.0485423824
    },
    {
      "year": 26,
      "shareOfJackpot": 0.0509695016
    },
    {
      "year": 27,
      "shareOfJackpot": 0.0535179766
    },
    {
      "year": 28,
      "shareOfJackpot": 0.0561938755
    },
    {
      "year": 29,
      "shareOfJackpot": 0.0590035692
    },
    {
      "year": 30,
      "shareOfJackpot": 0.0619537477
    }
  ],
  "games": {
    "powerball": {
      "name": "Powerball",
      "advertisedJackpot": 232000000,
      "cashValue": 116000000,
      "cashRatio": 0.5,
      "schedule": [
        {
          "year": 1,
          "grossPayment": 3491933
        },
        {
          "year": 2,
          "grossPayment": 3666530
        },
        {
          "year": 3,
          "grossPayment": 3849856
        },
        {
          "year": 4,
          "grossPayment": 4042349
        },
        {
          "year": 5,
          "grossPayment": 4244466
        },
        {
          "year": 6,
          "grossPayment": 4456690
        },
        {
          "year": 7,
          "grossPayment": 4679524
        },
        {
          "year": 8,
          "grossPayment": 4913500
        },
        {
          "year": 9,
          "grossPayment": 5159175
        },
        {
          "year": 10,
          "grossPayment": 5417134
        },
        {
          "year": 11,
          "grossPayment": 5687991
        },
        {
          "year": 12,
          "grossPayment": 5972390
        },
        {
          "year": 13,
          "grossPayment": 6271010
        },
        {
          "year": 14,
          "grossPayment": 6584560
        },
        {
          "year": 15,
          "grossPayment": 6913788
        },
        {
          "year": 16,
          "grossPayment": 7259478
        },
        {
          "year": 17,
          "grossPayment": 7622452
        },
        {
          "year": 18,
          "grossPayment": 8003574
        },
        {
          "year": 19,
          "grossPayment": 8403753
        },
        {
          "year": 20,
          "grossPayment": 8823941
        },
        {
          "year": 21,
          "grossPayment": 9265138
        },
        {
          "year": 22,
          "grossPayment": 9728395
        },
        {
          "year": 23,
          "grossPayment": 10214814
        },
        {
          "year": 24,
          "grossPayment": 10725555
        },
        {
          "year": 25,
          "grossPayment": 11261833
        },
        {
          "year": 26,
          "grossPayment": 11824924
        },
        {
          "year": 27,
          "grossPayment": 12416171
        },
        {
          "year": 28,
          "grossPayment": 13036979
        },
        {
          "year": 29,
          "grossPayment": 13688828
        },
        {
          "year": 30,
          "grossPayment": 14373269
        }
      ]
    },
    "megamillions": {
      "name": "Mega Millions",
      "advertisedJackpot": 227000000,
      "cashValue": 113500000,
      "cashRatio": 0.5,
      "schedule": [
        {
          "year": 1,
          "grossPayment": 3416676
        },
        {
          "year": 2,
          "grossPayment": 3587510
        },
        {
          "year": 3,
          "grossPayment": 3766885
        },
        {
          "year": 4,
          "grossPayment": 3955229
        },
        {
          "year": 5,
          "grossPayment": 4152991
        },
        {
          "year": 6,
          "grossPayment": 4360640
        },
        {
          "year": 7,
          "grossPayment": 4578672
        },
        {
          "year": 8,
          "grossPayment": 4807606
        },
        {
          "year": 9,
          "grossPayment": 5047986
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        {
          "year": 10,
          "grossPayment": 5300386
        },
        {
          "year": 11,
          "grossPayment": 5565405
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        {
          "year": 12,
          "grossPayment": 5843675
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        {
          "year": 13,
          "grossPayment": 6135859
        },
        {
          "year": 14,
          "grossPayment": 6442652
        },
        {
          "year": 15,
          "grossPayment": 6764784
        },
        {
          "year": 16,
          "grossPayment": 7103024
        },
        {
          "year": 17,
          "grossPayment": 7458175
        },
        {
          "year": 18,
          "grossPayment": 7831083
        },
        {
          "year": 19,
          "grossPayment": 8222638
        },
        {
          "year": 20,
          "grossPayment": 8633769
        },
        {
          "year": 21,
          "grossPayment": 9065458
        },
        {
          "year": 22,
          "grossPayment": 9518731
        },
        {
          "year": 23,
          "grossPayment": 9994667
        },
        {
          "year": 24,
          "grossPayment": 10494401
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        {
          "year": 25,
          "grossPayment": 11019121
        },
        {
          "year": 26,
          "grossPayment": 11570077
        },
        {
          "year": 27,
          "grossPayment": 12148581
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        {
          "year": 28,
          "grossPayment": 12756010
        },
        {
          "year": 29,
          "grossPayment": 13393810
        },
        {
          "year": 30,
          "grossPayment": 14063501
        }
      ]
    }
  }
}